Reply to Would you consider starting a masters degree at age 55?

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[quote=Anonymous][quote=Anonymous]Piggybacking on the everyone gets laid off at 55 post and turning to the Internet for advice.

Would you attempt to get a masters degree in social work at 55 years old or is it too late?

I have a college degree and a job that pays about the same as I would make as a social worker, maybe a little more but not much. In no danger of getting laid off but the job is boring and obviously not financially rewarding.  I own my home outright but have all the usual expenses which I meet by living frugally. When I sell I will receive a large windfall because I bought so long ago in a now highly desirable area and if I can get a handle on capital gains as a non married person, I should be ok. I have some retirement savings but nothing spectacular although I picture working until I physically can't. This would be by choice regardless of my financial circumstances.

I want to throw caution to the wind and just go for it. I'm looking at a cheaper public program and two more expensive privates which are truly better programs with better professors and a better caliber of student. For this program only! Not dissing public programs in general. I would have to take out loans but I'm not scared of them since I am so old. Part of Mr feels like if I'm going to put in the work, I should go for the highest level option.

I have ruminated  on pursuing this degree for years and although I regret not doing it sooner, I don't want to give up this dream unless I am being completely unrealistic right now. Interested in any thoughts or advice. [/quote]

At your age, you should be thinking about retirement, not ruminating about unfulfilled dreams and opportunities that are long gone.[/quote]

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