Reply to Would you do shared risk at SG at 39?

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Reply to "Would you do shared risk at SG at 39?"

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[quote=Anonymous]Here is how I would approach the decision making. If money was not an issue - meaning you can comfortably afford it, I would do shared risk. If you get pregnant on the first or second cycle (which it is more likely that you would need more than one cycle), you will have "overpaid" but with the relaxation of not having to decide to continue or not each cycle. You will get what you want -  baby - at a slightly higher price than if you did per cycle. If you do shared risk and it takes multiple cycles, again, you don't have to make the decision each month if you want to try again - you have already paid for the 6 cycles. And if you don't get the outcome you want, you know you are getting most of the money back. The money does not make the sting of not getting pregnant easier, but it is a thing.

If money is tight, you could do per cycle - HOWEVER, if you are someone who keeps pushing past your set limit - we will only spend 500,000 on a house but then spend 650,000 to get the one you want, or you say you will stop after 2 cycles but really will try again and maybe again - just spend the money now. You will be twice as mad about not getting pregnant if you don't have a take home baby AND you are out 65,000 and you did not do shared risk.

If at 39 they are letting you do shared risk, they think you have a good chance at getting pregnant. So that is a good sign. 
Remember, this is a business, so they do careful calculations about profiles and who gets pregnant and who gets their money back. If they thought you were not going to get pregnant, they would not offer you shared risk. But, it might take a while to get all the pieces in order. [/quote]

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