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Reply to "First time buyer - help me understand how to “shop” for the best mortgage rate "
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[quote=Anonymous]Also a mortgage broker can be a good option. I've shopped both with a broker and credit unions. First time the broker got a better rate and the second time the credit union scored me a better deal. Make sure you ask if there's any programs available for first time home buyers. I got nice discount on MIP by taking an hour class on personal finance at the recommendation of my broker.[/quote]
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