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Real Estate
Reply to "First time buyer - help me understand how to “shop” for the best mortgage rate "
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[quote=Anonymous]Shop several local credit unions and banks within a few weeks. It will only counts as one inquiry on your credit report if you do it that way. And rates and fees can vary greatly. You can email several lenders with basic stats (mortgage amount, downpayment, approximate credit score) and ask if they are running any deals or discounts by using them. I saved 3k on closing costs and 0.25 in interest rate by emailing half a dozen lenders. Good luck and congratulations on your first home![/quote]
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