Reply to Is it time to trade in my car for a new one?

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[quote=Anonymous][quote=Anonymous][quote=Anonymous]Since interest rates are low, it's a good time to get a car loan, but of course no loan is always better than having one. Subaru is currently offering 0% on a new Forester.

How important is safety to you? Safety technology has come along way in the last few years. Helicopter-view cameras, blind spot monitoring, smart (distance-based) cruise control, lane-keeping. I feel a lot better having those on my car.\

Look at the All-Around Awareness features on the new Forester:
https://www.subaru.com/vehicles/forester/features.html

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A zero percent loan is better than no loan. [/quote]

Keeping a current vehicle owned outright is better than a 0 percent loan.  Subaru is still collecting $30k from you for a new Forester even if you get their their 0% for 63 months offer.  0% is definitely better than paying cash.  If you live in VA, you will also have a significantly higher property tax payment on a new $30k Forester vs. a 7 y/o fully depreciated one.[/quote]

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