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[quote=Anonymous]It's likely that the thieves purchased the credit card number online -- there are exchanges for this purpose -- and then just cloned the card.  The actual theft of your CC number could have happened months or years ago.  It could have been in a retail/restaurant, but it's also possible that someone hacked into a third party database and downloaded a ton of numbers, including yours. You're never going to find out so don't waste your time retracing your steps.

The important thing is that it was caught quickly. Obviously, the bank needs to re-issue a new card with a new number. You should also start monitoring your credit reports annually. (Everyone should do this.) The most expensive ID theft situations are those where it goes on for months before people figure it out.  Usually that's the type of situation where people take out new cards using your name and credit rating, but still.  Can't be too careful.  Monitoring your credit profile should be like your annual physical. Just do it once a year to make sure things are normal.[/quote]

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