Reply to So when is it financially okay to splurge on the non necessities in life?

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[quote=Anonymous][quote=Anonymous][quote=Anonymous]There is not a single answer.  My husband and I are both GS-14s with the fed.  We do very well by our standards, but my husband is a squirrel when it comes to money.  He likes to stash it away in our various savings/retirement/investment accounts, and not spend.  We'll save up for a vacation, and when I start the planning process he'll point to our checking account and say "With what money???"  Even though we have PLENTY of cash in our money market, he just doesn't like to make withdrawals. Even though money is ear marked for certain purchases.

Me . . . I am happy saving about 10% of my income for retirement annually, keeping a savings cushion of 4 months for emergencies, and then I think we should live a little.

My husband . . . not so much.  [/quote]

I know your pain.  You must open up a new acct for each earmarked purchase with a nickname on the acct with the name of the goal. [/quote]

My husband is the EXACT same way!  I responded to some of the wealth posts regarding what it feels like and I think the sheer reason I don't feel it is because as soon as I get a work bonus or we have extra money it gets instantly squirreled away into various investments.  We also retained a former house which has been a great investment property-but I keep thinking how less stressed I'd feel with all of the $ from the proceeds of that house.  I am actually glad he is so disciplined--but he does need to loosen up.  I am very frugal too--but I have been trying to get him to take more vacations...he is constantly monitoring accounts and 'growing wealth'.  [/quote]

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