Reply to So when is it financially okay to splurge on the non necessities in life?

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[quote=Anonymous]We each have a few non-necessities that are built into our monthly budget. The cleaning service, for example. Not "necessary" but not needing to spend several hours every weekend cleaning enables those hours to be spent with our daughter, our friends, whatever. We also have individual non-necessity expenses. I for example like spending two lunch hours a month getting a pedicure with some friends from work and then grabbing a salad on the way back to the office. That's $50 that I then do not spend on, for example, highlights. DH will drop $50 every couple months on a new video game or something along those lines. My strategy has been to try to think about these things as treats, and differentiate them from the non-necessities we build into the budget, like the cleaning service and the nice coffee and the pricey cell phone plan. If we suddenly needed to scale back our monthly spending, the pedicures and video games would be the first things to go.

There are trade offs. There are always trade offs. We just figured out which trades we felt were worth it ($200 a month on a cleaning service that comes every other week vs. the 8 hours we would otherwise spend scrubbing things) and then stopped spending that money on things that were not worth it to us (for example, a $200 dinner date night occurs MAYBE once a year on our anniversary or a birthday).[/quote]

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