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Reply to "Salary increases, lifestyle creep, and retirement balance"
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[quote=Anonymous]In 5 years, my salary has jumped from $90K to $200K. I’m thrilled, but feel behind on retirement. I’m 36. By now I should be at least 2.5x salary per many guides. I have between 401K, IRAs and regular investments about $375K. Not bad, but behind given my current salary. I max out retirement but don’t save much beyond that right now between housing costs and daycare and all the other costs of having a kid (which I didn’t have 5 years ago!). I feel like I can’t catch up. I know the answer is I’ve had lifestyle creep but until kid is in public school I don’t have a lot of flex to save more than I am.... Did anyone else have rapid salary increases to the point of being behind on retirement savings?[/quote]
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