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Kids With Special Needs and Disabilities
Reply to "Success with BCBS (or anyone else) covering county "infant educator?""
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[quote=Anonymous]DS has some delays in speech (apraxia was mentioned but he has not been formally diagnosed) and, less so, in fine motor skills. However, the county (Fairfax) determined that he was not delayed enough to qualify for speech therapy or occupational therapy. So we have a weekly infant educator (though all the goals are speech-related). Does anyone have an insurance company that covers an infant educator through the county, or does everyone have to pay the family share for that service? The insurance we have now (MDIPA) doesn't cover ST/OT unless it's for rehabilitative purposes so I can't imagine they would cover an infant educator. We're switching to BCBS during federal open season to gain some coverage for ST (which we're doing privately), but I'm doubting they would cover an infant educator either. Our monthly family share for the infant educator is over $500/month, and, while we like her and she gives us some good ideas, I'm just not sure it's worth $500/month (on top of the $550/month we're paying for private ST). Anyone have any experience or suggestions to share? Did your insurance cover the infant educator? Should I maybe just drop down to 2x/month for half the cost or cancel it altogether? [/quote]
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