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[quote=Anonymous][quote=Anonymous]And for a new car, do I want to get a Tesla Model 3 or a Camry hybrid? I had a really bad experience with a Honda Civic hybrid in 2004-2014 (it ran OK until about 2010 when it started needing continual sacrifices. My wife will probably scream bloody murder about a hybrid, as I don't want to get a new car that just starts giving up the ghost at 100k miles.[/quote]

Model 3 Long Range (353 miles) is $46,990. Standard Range (263 miles) $37,990. Camry Hybrid is $28,430. Tesla prices are non-negotiable and you'll pay at least a bit for financing; with Camry you can at least get it a bit below MSRP and qualify for 0% financing.

If you were to choose the Tesla, as a long commuter, you'd want the Long Range. You'll get less actual mileage than the quoted ranges, especially in the winter. And what if you end up having to go to work in the morning, somewhere else on the way home, then home...it would be nice to not be worried about getting down to the wire. Also, keep in mind that Teslas are selling like hotcakes right now and they are having trouble keeping up with supplying parts and service in a timely manner. Get in a fender bender? You might have to wait a while to get it fixed since only Tesla can fix it. Tesla is also not exactly known for their initial quality, as a lot of owners report having misaligned panels and other issues upon delivery, though Tesla has been getting better at that over time. That type of issue would never fly on a Toyota/Lexus; they wouldn't let it pass QC with panel gaps as you see on some new Teslas. On the other hand, the Model 3 is quite a fun car to drive and is certainly futuristic. Autopilot is compelling. Would save you on gas as well.

Toyota Hybrids are the most reliable hybrids in the world. Before Uber/Lyft dominated, Taxi drivers and companies were in love with Camry (and Prius) Hybrids because of how long they lasted and how cheap they were to maintain: https://www.greencarreports.com/news/1081848_toyota-doesnt-seek-hybrid-taxi-sales--cabbies-just-love-them-anyway

Based on everything you've said, a $28k Camry Hybrid financed for 4 or 5 years at 0% is an incredibly solid choice and that is what I would get if I was you. Not as sexy as the Model 3, but it's $9-18k cheaper to buy at a cheaper finance rate and ultra-reliable. Cheaper to insure as well.

You seem very invested in doing thorough research and making the right choice. I recommend getting a Consumer Reports membership for a year to help you make an informed decision. Or, some public libraries maintain a master subscription that you may be able to use. Do that, but also be sure to test drive cars on your short list. A car can check all the boxes and last for 1,000,000 miles but if the seats aren't a good fit for you then it won't be good for a long commute like yours.[/quote]

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