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Reply to "Input on my (possibly too detailed) budget"
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[quote=Anonymous][quote=Anonymous]vet bills never may be more kids expenses will be more household expenses will be more generally you don't seem to be saving for the unexpected. do you have an emergency fund?[/quote] Vet bills are just for the annual exams, which are predictable -- other than that it'd be the emergency fund. Yes, I have one, and this budget has $300/mo for it ("E-fund"). Could definitely be more, though! I'm torn about putting more $$ into that vs retirement. My logic is that we have a vast amount of low-interest credit for an emergency, whereas I want to give the retirement money time to grow. But it's definitely worth considering. What household expenses are you thinking of that could be more?[/quote]
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