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Reply to "Input on my (possibly too detailed) budget"
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[quote=Anonymous]Preparing for some life transitions and hoping to have a feasible budget plan. Thoughts? Take home: $10k/month. [b]Fixed expenses[/b] Mortgage (PITI) 2300 Childcare 2600 Utilities 300 Auto insurance 110 Phones (x2) 65 Internet 80 [b]Budget for variable expenses[/b] Gas 80 Groceries 800 Household/pet supplies 100 [b]Saving for future necessities[/b] Car maintenance fund 140 Home maintenance fund 100 Summer camp 150 Vet annual checkups 20 [b]Fun stuff[/b] Vacation 200 Media subscriptions 30 Prime membership 10 Adult lunches/spending money/clothing 500 (250/ea) Holiday/birthday (all family members) 50 Charitable contributions 50 [b]Kid stuff[/b] Kid music lessons 120 Kid other activities 50 Kid clothing 50 [b]Saving[/b] E-fund 300 Retirement 1300 FSA 75 Total: 9580 Have I left anything out? No car payment, hope to keep our one car running until it falls apart (it's a Toyota with 65k miles, so it's got a lot of life left). No 529, but my employer has a dependent tuition benefit, and we're hoping to start one up in a few years. Anything else I'm missing? Does this seem doable/balanced? Thanks for any opinions![/quote]
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