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[quote=Anonymous]Thankfully, my kid is on top of it.

The problem I'm having is trying to manage her expectations.

E.g. she is applying for an Ivy. While her stats are good -- 4.53 GPA with about a dozen APs when she graduates and a 1420 SAT, they're not IVY caliber. She has one smallish hook -- won a competitive scholarship to study language abroad (and has six years of the language). But, I don't think she'll get admitted, although 1420 is 98th percentile this year (scores are down across the board).

Then there is the matter of cost. We are a donut hole family so won't get need-based aid and while we have in-state tuition saved, there's a gap to go private or out-of-state. And I'm not sure borrowing for an ivy is worth it versus, say, UVA or William and Mary or going to a place with guaranteed aid for her stats like Miami University in Ohio. All of these are perfectly good -- even excellent -- schools for undergrads, even if they're not ivies. I don't want her to incur debt.

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