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[quote=Anonymous][quote=Anonymous][quote=Anonymous]OP, most financial aid is just loans anyway.

If you want to get out in front of this, start saving in a 529 or have a conversation with your ex to discuss mutually contributing to one.

Sitting around hoping to get loans is a bad strategy.[/quote]

OP here. Thank you for your comment and I agree that would be a terrible strategy. I am not sure where you got "sitting around" from. Maybe it's my mention of having a low income that provokes your derision? Anyway, it's an absolutely valid question I am posing. I am saving quite aggressively and don't want my kids to not have the benefit of whatever aid (not all of it is loans) they may be entitled to.[/quote]

They have a father who earns $200,000 a year. They're not "entitled" to anything.

What I hear is you trying to make a case that only your lower income should be counted. For most schools, it doesn't work that way. End of story. That's the answer to the question you're asking.  If you reject it, yes, you're sitting around without a strategy.

Why can't you talk to your ex and come up with a plan now? You have a decade or so ahead of you.[/quote]

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