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Home Improvement, Design, and Decorating
Reply to "VA sewer line insurance - water company, dominion, or other? Worth it?"
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[quote=Anonymous][quote=Anonymous]It's cheap lousy coverage, usually not worth the paper the flyer is written on. Meaning, if you do have an issue, they'll find ways to deny your claim, fund a small portion of it not the full claim, or some other nonsense. The reality is, if you can't afford a home repair of this size in an emergency ($5-10k), you probably can't afford the house.[/quote] I -- sort of -- agree, but it just depends on the terms of the policy. If it's cheap and they'll pay at least a portion of the cost, it could still be worth it. I thought about suggesting that you get a camera down there and see what you've got, but I wondered if you do that and you know you have an existing issue before you sign up for the policy, if that will give them an out? I'm not sure how they would know, but the policy may require you to assert that you are unaware of any existing problems. Read the policy carefully. [/quote]
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