Reply to VA sewer line insurance - water company, dominion, or other? Worth it?

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Reply to "VA sewer line insurance - water company, dominion, or other? Worth it?"

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[quote=Anonymous]Read the fine print on the policy, but if the coverage is good and the premiums aren't too high, it would be worth it if you have a 70 year old house that has never had the sewer replaced.

We didn't have up's nightmare (thank goodness), but we have a 90-year old house, and in the process of hooking up a new bathroom, they ran a camera down our sewer line and found that we had about four different types of pipe from patches over the years, and one big "belly" where a plastic pipe had sagged.  It was just a matter of time before it would have caused problems.  It was about 60 yards to the street, and, because we have a basement toilet, the trench was about 9 feet deep.  It cost about $5,500. That doesn't include replacing the landscaping that got destroyed in the process, although I doubt an insurance policy would cover that.

Luckily, we didn't have any hardscape above the pipe, and it was done in a day.  We were only without the use of our facilities for 4-5 hours.  I'm feeling very lucky, now! [/quote]

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