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Preschool and Daycare Discussion
Reply to "Former daycare calling in debt collectors for fees that they don’t deserve"
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[quote=Anonymous]If a debt collector calls, they are required by law to tell you certain information about the debt. That information must include: The name of the creditor, The amount owed, That you can dispute the debt and that if you don’t dispute the debt within 30 days the debt collector will assume the debt is valid, That if you dispute the debt in writing within 30 days the debt collector will provide verification of the debt, That if you request the name and address of the original creditor within 30 days, if different from the current creditor, the debt collector will provide you that information. If you dispute the debt, go to the Consumer Financial Protection Bureau website and use one of their debt dispute letters to submit a written disputed within 30 days of the call. They cannot call you again until they provide you with verification of the debt.[/quote]
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