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[quote=Anonymous][quote=Anonymous]OP, sooner or later, the creek will flood. Are you prepared for that? With climate change, we're getting 50-year and 100-year rainfalls every year now. The creek might not have flooded in the past, but it will flood.[/quote]

This a thousand times over.

I bought not too far from a creek. Check the FEMA maps but take them with a grain of salt—even if they’re new. Our maps were redone in 2012 and my end of the street was taken out of the flood zone. The area around me should expect 500-yr flooding events, some spots where the land is lower or closer to the creek 100-yr.

Unfortunately, the streets over from me have had severe flooding in 2013, 2017, and 2019. As in basements filled with water, having to replace hot water heaters and other appliances each time, and for some people on the worst-affected streets, water rushing through the main floor of their homes. People now get really nervous when we have a stretch of heavy rain—and it happens more often than it used to. You’ve got ground water bc it’s saturated, plus creek water and everything it carries in.

Ive been lucky so far and have only had to shopvac ground water from my basement (and cut out a few feet of drywall and insulation). After the 2nd time I left the basement unfinished.[/quote]

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