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[quote=Anonymous]Please help. I need urgent advice.

I (single mom of 2) live here in VA. My mom (65 yrs old single woman) lives in CA. She used to work at the airport but lost her job at the beginning of this month due to COVID-19. She immediately filed for unemployment but the unemployment system is overwhelmed and she has not heard anything back.

My uncle in a different state (mom's brother) suggested that she file for early retirement social security benefits, which she did. I believe the age is 66 to get full benefits but since she's 65 she can file now and take a reduced payment.

My mom has been corresponding with the social security retirement benefits fits people over the phone and they have indicated that her first payout will start in May.

In the meantime my mom has lost her apartment and she is currently homeless. She has been sleeping out of her pickup truck but it broke down yesterday. She rented a UHAUL and slept in the UHAUL while the truck was getting fixed at the shop. She picked the truck up from the shop today and drove it for a few hours before it stopped working again this evening.

She is currently sitting in a shopping center parking lot inside of her disabled vehicle. When I pressed her for details about her truck mom says it's a 2010 GM Canyon with 253K miles on it. WTF!!? When I asked about vehicle history mom said that the truck has started to break down alot over the past couple years and that she's put approximately $5K worth of repairs into it. When I strongly suggested to my mom that she purchase a more reliable used vehicle cle with less mileage she responded that a) she has no job and no place to live at the moment and b) in order to collect her full social security retirement benefits she cannot have more than $5k in assets(ie bank accounts, cars etc.)

My mom is literally homeless and living out of a broke down truck right now and I'm freaking out. I'm trying to see how I can help her but it's hard being all the way over here in VA with limited financial resources.

I drive an older model paid off car bc I didn't want a car payment but right now I'm thinking the best thing I can do for mom is to buy her a used vehicle and make the monthly payments for her so at least she has a reliable vehicle to sleep in. What I'm trying to figure out is if I buy the car online and have it delivered to her in California will she have trouble registering the car in CA and obtaining insurance since the title will be in the banks name until I can pay it off and then ultimately in my name since she can't own assets over $5K?

I literally can not sleep from the stress of this situation and to make matters worse my mom told me that she's been riding the LA public transit buses to pass time since she has no where else to go. I asked her to please stay away from the public buses as they could be breeding grounds for her to catch COVID-19. This whole situation is a mess and I'm trying to figure out the best thing to do to help my with limited financial resources s while being all the way over here in VA.

Can anyone offer advice or suggestions? [/quote]

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