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[quote=Anonymous][quote=Anonymous][quote=Anonymous]Get your score up. Right now you score like people who buy household appliances from Rent-a-Center.

You never know what could happen in life. You may decide to stop throwing money down the toilet on rent. You may have an emergency where an easy $40k line of credit is helpful. If you’re as comfortable as you suggest and it’s really just a question of whether it’s worthwhile to get some credit and pay it off, the answer is obviously yes.

But this question is so juvenile I assume it’s a troll. [/quote]

I’m not a troll. But I’ll always rent because I’ll never have enough money to buy. [/quote]

OK I’ll accept you’re not a troll, but this is why your post is aggravating. If you have the discipline to live without incurring any debt, then you are ahead of most people. It also means you have the discipline to save a little. If you take some relatively easy steps to establish a real credit score and maintain that discipline, your financial health will drastically improve. You will not fatalistically assume you’ll never have money to buy. With a good enough credit score and the right tricks you really don’t need an insane amount of cash to get in a starter home and begin accumulating equity. [/quote]

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