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Infertility Support and Discussion
Reply to "Is SGF overpriced? No credit card option"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]I'm 35 yo. All my tests, and his, have been normal. We tried three IUI cycles with no success. Our DR recommends IVF. Shared risk is $22,500 + PGT-A testing $5000 + medications $5000. So $32,500 plus some more nominal fees. Is this reasonable with other clinics? Also, we just found out they are no longer accepting credit cards. We are supposed to have the cash...[/quote] Do you have insurance? Even with partial insurance, I think it’s better not to do Shared Risk. [/quote] I have Federal BCBS. It covers nothing. The fertility loan stuff is quoted at 7.5% at the minimum. It doesn't seem like a good interest rate.[/quote] My insurance covers 50% of IVF and some coverage for medications. Even if I didn't have any insurance, we decided not to do Shared Risk. We were going to only do 2 rounds of IVF no matter what. I calculated unless we do more than 2 times, then it is worth the huge cost. I was lucky that I was successful one the first try. Subsequent FETs were so much cheaper. Also, if you have a number of frozen embryos, it would be FETs for you and those are not nearly as expensive as IVF. [/quote]
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