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Reply to "Putting Our House Up For Rent - What Should We Know?"
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[quote=Anonymous][quote=Anonymous]DH and I are deciding to[b] re-fi our house in Columbia Heights and rent it out[/b]. It's a cozy 2bd/3.5bath townhouse - it would be perfect for roommates or a young family. We've heard horror stories about renters abusing TOPA laws and taking landlords getting screwed over so I want to gauge how painful the process is/is it worth it? Have any of you gone the rental route? What do you wish you knew before you started the process? [/quote] you need to know that rates for rental properties are higher than those for primary residence. so if you plan to be truthful about it, expect your rate to be higher. you'll also need to let your homeowners insurance carrier know so they can adjust the coverage. if you don't, and you have the need to use your insurance AND the carrier finds out it's not your primary residence, they will deny coverage for the claim. [/quote]
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