Toggle navigation
Toggle navigation
Home
DCUM Forums
Nanny Forums
Events
About DCUM
Advertising
Search
Recent Topics
Hottest Topics
FAQs and Guidelines
Privacy Policy
Your current identity is: Anonymous
Login
Preview
Subject:
Forum Index
»
Real Estate
Reply to "can i change mortgage lenders?"
Subject:
Emoticons
More smilies
Text Color:
Default
Dark Red
Red
Orange
Brown
Yellow
Green
Olive
Cyan
Blue
Dark Blue
Violet
White
Black
Font:
Very Small
Small
Normal
Big
Giant
Close Marks
[quote=Anonymous]I have been working with a mortgage lender for the last two months and she has me locked into a rate of 3.375 with no points just before (one day before) the recent stock market crash. I was wondering if it is considered unethical to shop for another mortgage lender and have another mortgage application pending but have the rate as floating. I asked my current lender if they could drop the locked rate and they replied begrudgingly they could drop it to 3.25 with a .125 point (I guess there was a penalty). It seems, on her part, the mortgage is done and she doesn't want to do anything. I'm closing on march 20 and was wondering when it is considered too close to the closing date to have the rate adjusted. In other words, when does everything have to be finalized in terms of the mortgage rate? My mortgage lender doesn't seem to want to answer this question as we watch the stock market (and mortgage rates) crumble. Thanks.[/quote]
Options
Disable HTML in this message
Disable BB Code in this message
Disable smilies in this message
Review message
Search
Recent Topics
Hottest Topics
