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College and University Discussion
Reply to "Help me understand structuring student loan repayment"
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[quote=Anonymous]I graduated in 2004 and I’m still paying off the $20K in federal loans that I accumulated during undergrad. I couldn’t tell you which repayment plan my 21 year old self chose, but at 2.6% interest, I make the minimum payment each month of about $110. Remaining Balance is about $5K. In 2005 I was pulling in a cool $35K per year. Now it’s about $135K. I could pay off the $5K balance today, but the interest rate is so low I’d rather invest it. [/quote]
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