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Reply to "Struggling with finances... Don't know what to do anymore"
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[quote=Anonymous]We owe 370K+ in student loans, we have about $8,000 left on our car, and around $13,000 of credit card debt due to my DD's medical bills (health insurance company claimed her hearing loss was a pre-existing condition and refused to pay for treatment). I don't receive unemployment because I had only worked for 10 months before being laid off (I was in graduate school before then). Now we're living on about $65,000 pre-tax. We don't have a TV, so we don't have cable or anything like that, and we quit our health insurance after they refused to pay my daughter's bill. Still, we stopped being able to break even around April and have started using credit cards to pay for utility bills (it was turned off once already) and our phone bill. I really want to cut off my cell phone service, but I've had some phone interviews for jobs and I fear that it would look sketchy if I didn't have a phone number on my resume. We sold all my jewelry, a desk and bookshelf we never use and our children's instruments (believe me, that was rough), but that only got us through May and June. July's bills are coming up and I am freaking out. I've applied for EVERY POSITION available on Craigslist, from secretarial jobs to restaurant hostess, and I'm not getting any calls. I am in my late 20s and have considered cutting off parts of my resume & pretending to be younger to qualify for entry level positions. Also, any job I get (if during normal work hours) would have to pay enough for childcare, so I'm pretty much SOL. Is anyone else drowning in debt/unable to pay bills? What are you doing to get by? [/quote]
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