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Cars and Transportation
Reply to "Adding a new driver to my auto insurance"
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[quote=Anonymous][quote=Anonymous]If they have their own car, it is a lot more. So 2 cars and 3 drivers is much better than 3 cars and 3 drivers. Even if you do not think of that 3rd car as your teen's, your insurance will. [/quote] Not true for USAA in Va. If the tern has his/her own vehicle, insurance rates them on that vehicle. If tern doesn't have a designated vehicle, insurance rates them on the most expensive of the parents ' vehicles. That said, a teen with full access to his/her own vehicle is much more likely to get in an accident (can't remember the percentage, but it was pointed out in the Teen/Parent driving program we had to attend in VA.)[/quote]
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