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Cars and Transportation
Reply to "Car accident-need advice pls"
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[quote=Anonymous]He is asking for medicals, lost wages, property damage and pain and suffering. Your insurance carrier is obligated to inform you if the damages are likely to exceed your policy limits. You are responsible for the difference. Whether you will be pursued for that difference depends on factors such as whether they reach a settlement, whether you have jobs and assets, etc. As to him having or not having insurance, that is irrelevant. You would owe the money even if he has insurance. If he has preexisting conditions you are responsible for any worsening. You don’t get a good pass. [/quote]
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