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[quote=Anonymous]I ran a (non 4 way) stop sign in Arlington last summer (July) and my Accord was T boned by a Ford coming from to the right side of the intersection. The driver was alert, yelling & no visible injuries. His front passenger was a woman who stepped out & walked to us. But the driver did not step out and walk. Medics got him a neck brace and took him in an ambulance. I assumed it was a whiplash. I was told he was taken to maybe Georgetown which is a bigger trauma center. He did not have motor insurance.

I got a note from my insurance company today saying that the damages maybe more than my limits of property-100K & bodily injury - 250K

I am very surprised that his medical costs would be more than 250k? I am not trying to be insensitive but trying to understand how the collision could cost so much medical expenses. My family of 4 (including my 2 kids whose passenger side door of my 2004 Accord which was directly hit) were not hurt, and the other driver was on a way more powerful & newer 2015 Ford (whose front had collision damage) but was far away from any direct impact in the driver’s seat. Maybe he had pre-existing medical conditions, that was worsened by the whiplash/impact, would I need to cover that? Or is he asking for pain/suffering and/or lost wages or some other claim? (I still have to call insurance they are in PST)

Would appreciate any advice?[/quote]

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