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Reply to "Federal Long Term Care insurance?"
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[quote=Anonymous][quote=Anonymous]I have it. It is expensive, and I worry that if I can't keep it up forever, it will all be for naught. Having said that, I saw it as a way to unburden my child (who might have had to support my expensive care if...like my mother, I was bed-ridden for years before dying.) At least with the Federal plan, they need some type of permission/approval before raising rates. Good luck.[/quote] Exactly the same for us. Expensive but worth the peace-of-mind and did not want to burden our kids. We saw the burden of not having insurance on my mother-in-law, who suffered a debilitating disease for almost a decade. She was so worried about running out of money (not knowing how long she would live) that she did not get anywhere near the right level of care. It was heartbreaking to watch, and she would not accept any help from us. [/quote]
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