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General Parenting Discussion
Reply to "Kids as beneficiaries for life insurance"
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[quote=Anonymous]I have 2 kids, 1 baby & 1 toddler. My parents tell me that both I & dh should get life insurance & put 2 kids as beneficiaries in case anything happen to us. Do you get them? I am a bit interesred, but not sure how does it work. Do we pay monthly premium till we die, otherwise the policy will lapse. How much people pay monthly & how much policy should I get for the sake of my kids? Should I get term life or whole life? My parents hint at us that they are getting old, and they may not be able to help us to raise kids if anything bad happen to us financially & physically.[/quote]
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