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Infertility Support and Discussion
Reply to "MD Carefirst Gold HMO plan on md exchange"
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[quote=Anonymous]I gave my deductible as a down payment for IVF, but in the end, I never used all of it during IVF. I ended up paying about $2400 to SGF for copays for testing and monitoring and other charges from my retrieval and transfer. On top of that, embryo freezing was another $1800 as it is not covered by insurance. Drugs were extremely cheap and I only paid $385 in Copays. If I'm correct, the only plan with a lower deductible was $1000 and a "value" plan? As someone who paid OOP for my first IVF, the potential for a few hundred dollar difference doesn't seem like much to me. And from experience, I can tell you that I had no issues with things being covered with my $1750 plan, and I'd be a bit weary of what's not covered to make the $1000 a "value" plan. [/quote]
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