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Reply to "Preparing for auto adjuster's appraisal for total loss"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Happened to us over the summer. 2015 car stolen and totaled. We only owned for a year. The appraisal came in for the amount we had paid for the car less a $500 deductible. No fighting required.[/quote] This is good to hear![/quote] That is because you must carry "full value replacement" insurance or whatever it is called. That is an entirely optional type of auto insurance. I know because DH just bought a new car and we opted for this insurance, which we will carry for the first few years.[/quote] OP again. Sorry... to clarify I didn't mean I expected the full price I paid 8 years ago. I was just happy to hear the insurance co didn't try to f them over. I've heard a few other people say this as well. [/quote] The insurance company didn't try to screw them because they pay for a type of insurance that covers the full value of the car. We're assuming that you didn't pay for that, OP.[/quote]
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