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[quote=Anonymous]I'm 35, live in DC, and my husband is a federal employee and I'm on his insurance, which covers 0% of IUIs and no IVF.

I have Hashimoto's that's being treated and what doctors have called "mild" or "unofficial" PCOS (many follicles but hormone levels are all normal and don't meet other criteria for PCOS). My husband has low morphology but all his other numbers are great and the dr. has said she's not concerned about it. We've tried for 1.5 years before starting the IUIs (my Hashi's was discovered in the middle of that, so we decided to spend 6 months trying once I got treated and TSH got back down).

We're on our 2nd IUI cycle with Letrozole at Shady Grove. I've responded well to the drugs both times (and was ovulating on time on my own before, so it's no surprise).

I'm having a really hard time deciding, if this cycle doesn't work, if we should just move on to IVF, or try one more time with IUI. We'd be eligible for shared risk, I think.

I wish there were some sort of calculator that I could just plug numbers into to help decide if cycle 3 is a total waste of time and money. I'd really prefer to avoid IVF if at all possible, but IUI is way more draining than I had expected. We'd also like 2 kids, so maybe IVF at 35 and freezing embryos is the way to go... On the other hand, in the scheme of overall cost, maybe the $1800 for one more IUI is worth the gamble.

Any thoughts appreciated![/quote]

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