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[quote=Anonymous][quote=Anonymous]I plan to also get MD Carefirst next year. I am so confused of which one to get. Any recommendation? [/quote]

I had the Healthyblue HMO Gold this year.  But from what I understand, there's also a silver $1000 deductible?  I don't know about that plan (it wasn't offered for 2019), I had no issues with the $1750 plan.  I'd just super double check the fine print on the silver plan, as somethings may not be covered as much as you'd like.  As for HMO vs PPO, I did HMO because all my doctors and hospitals were in network so there was no reason for me to pay the extra for PPO.  You can check this on the Carefirst website

If you're curious how much things cost with this plan, at Shady Grove, I ended up paying $30 copay to see the RE, $65 imaging copay for every monitoring visit, $300 surgical copay for the HSG, and then totally random small amounts for the egg retrieval and transfer.  If I went in only for bloodwork, I just owed $15 lab copay.  My total SGF bill was around $2400 for all those Copays and retrieval/transfer charges  plus an additional $1800 for embryo freezing.  Drugs were very cheap.  I only paid $385 in Copays for what was needed for one cycle. [/quote]

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