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Kids With Special Needs and Disabilities
Reply to "Therapy and insurance... how much are you paying?"
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[quote=Anonymous]Yes, unfortunately this is normal. It’s a miracle if you even come close to hitting the astronomical out-of-network deductible before the end of the year to receive that meager morsel of insurance coverage. This is a huge problem in our country and I am sure this is why so many kids don’t receive treatment. There was a father in my parent management training class who was in tears because his son desperately needed treatment but he could no longer afford it because he was being laid off. A child can get proper coverage for a broken arm, but only pennies for mental health. Something is terribly wrong with the system. It is rare to find therapy in network and when you do, it’s sub-par, so what’s the point in looking for it? Everyone knows the effective therapists don’t accept in-network insurance. [/quote]
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