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Infertility Support and Discussion
Reply to "BCBS FEP $40 copay no longer $40 with IVF?"
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[quote=Anonymous]I have done multiple rounds of IUI and IVF and have never had insurance coverage for any of it. One thing I have noticed is that the clinics (CFA and Penn medicine in Philadelphia) charge you a package fee for the cycle but then also bill anything they can to insurance bc I received EOMBs for dates of service related to the cycle. If insurance companies are getting wise to this approach and denying claims that sucks bc it means that clinics will likely increase their prices. However I feel like if you paid a package fee up front for services included in the cycle, its unfair for the clinic to come after you for co-pays bc insurance companies changed their policies. I would look at the language of the paperwork given to you by CFA and see what if anything it says about co-payments or if the price you paid is your maximum out of pocket cost. [/quote]
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