Reply to Any BTDT keeping spouse on health insurance but not being together?

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[quote=Anonymous][quote=Anonymous]Why would he want this arrangement?[/quote]

Health insurance would be so much cheaper if he stayed on my plan (my county employee plan vs. his company’s astronomical insurance plan).

In a few years I plan to retire and will have to pay a much larger percentage of my health plan, but it would still be a lot less than what he would have to pay for his own company’s insurance with worse benefits. We are in our early 50’s. I earn about 110K, he earns about half that.

Of course, if he wanted to forego this arrangement and remarry down the line, that would be fine. I guess I just like the idea that I could possibly continue to provide good health coverage at a reasonable cost for the father of my child, which is something I always assumed I would do before realizing I don’t want to share a household with him anymore and eventually desire a separate life.

As far as him pursuing alimony and assets in the case of divorce, I like to think he’d take the high road and be embarrassed to pursue these since he has no real claim to them (I’ve always been the one who’s paid more, parented more, etc., and my assets have always been own), plus there’s a cultural element that I think would discourage him from doing this. If we were to just separate so he could stay on my health insurance, I would have him sign a post-nuptial agreement to hopefully protect my assets and set other financial boundaries.

Hoping maybe mediation would help us come to a satisfactory arrangement.[/quote]

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