Reply to Any BTDT keeping spouse on health insurance but not being together?

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[quote=Anonymous]Been married 20+ years, one teen. Want to live apart from spouse due to dead marriage once teen is out of the house in a couple of years. No major marriage issues such as big fights, abuse, affairs, etc. — just growing apart, no emotional investment, don’t want to try to save the marriage. At the point where I’d rather start over alone, not sure if I would ever marry again.

Finances have always been separate except for joint account for household bills. My health insurance is much, much less than his, and I would like to keep him on because he is my child’s father, I do care about him in a non-romantic way due to shared history, etc., plus he earns half as much as I do.

Any advice about keeping him on my health insurance?

How about a legal agreement so that he cannot access my assets such as pension, TSAs, etc. even if we stay married (a post-nuptial agreement? does such a thing exist?)?

Anyone stay married for practical reasons but live separate lives?

Any other advice/suggestions from those who have BTDT?

Thanks in advance[/quote]

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