Reply to How to handle this - front impact, minor, no fault

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[quote=Anonymous]We are on a service road with one car ahead (in MD). He decides to reverse and hits our car despite our incessant honking. I am guessing he decided to reverse as it would take a couple of minutesto get on the road due to heavy traffic and there were a lot of bikers on the side walk ahead.

He gets out of the car and says why did you hit me. It was low speed so our sedan just has some minor scratches and obviously his truck is fine. DH says,  you backed into us and didn’t heed my honking. He says doesn’t seem like there is bodily harm and you are behind me so it has to be your fault. I tell him, sir why not just be honest, I have a little child in the car and this could have been bigger. Then he says why were you so close to me. DH said we weren’t, you reversed and kept backing into us. He flip flops then suddenly says I have a reverse camera so I have proof. I say that’s great, that will tell the truth unlike you. And then I stop engaging and join my child. He takes a picture of our front but DH forgets to take a pic of his car rear.

He refuses to exchange insurance info when we ask. There are cars behind, we ask the one right behind if he can give a statement as we are calling the cops. He said he just needs to leave. We move our cars. DH calls insurance and has to cut the call short as the cops arrive. One speaks to us and the other with this gentleman. We are given an accident form with this personal info so he must one with our info. At the bottom it has options for yes or no to  police report and it says no.

Anyway, DH is planning to call insurance to complete the claim and close it as we don’t have the time or inclination to get minor scratches fixed. I think we should get it checked in case there is structural damage. My father in law thinks someone dishonest like that may counter claim that we caused this and his car has damages so we should hold off in confirming damage or not to our car and closing our claim. I don’t see how that is connected.

Help figure out next steps please. Never been in a car situation like this before so we are somewhat clueless.

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