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Eldercare
Reply to "Long Term Care Questions"
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[quote=Anonymous][quote=Anonymous]OP here... Thanks for all the responses so far. 1. If you or someone you know "self-insured," how much did you set aside per person and in what sort of instrument did you invest it? Obviously, it would have to be something low risk to guarantee it will be there. [/quote] Here is something to ponder. https://www.ahcancal.org/advocacy/issue_briefs/Issue%20Briefs/NCAL_Factsheet_2019.pdf Median length of stay = 22 months Average yearly cost = $48,000 per year But then you might need a nursing home after that. (A much higher level of care than assisted living.) https://www.longtermcarelink.net/eldercare/nursing_home.htm https://www.seniorliving.org/nursing-homes/costs/ Average length of stay (current resident): 835 days Average cost: $275 a month So that adds up, on average, to $96,000 for the assisted living and $229,625 for the nursing home for a total of $325,625.[/quote]
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