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Eldercare
Reply to "Long Term Care Questions"
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[quote=Anonymous]My experience with LTC Insurance: My parents had a Traditional LTC insurance policy through the Federal Government (Fed employee rate). My mom went into a nursing home and stayed there less than a week before she died. My father canceled his policy after that experience. The monthly payments were really high and it would have been better if they had just put that money into a targeted bank account instead of making premium payments. So I'd say NO to a traditional plan. However I've not heard of the other options you've listed. They *seem* like a better deal, but I don't have any experience with them. [/quote]
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