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Real Estate
Reply to "Mortgage Preapproval and Shopping Around"
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[quote=Anonymous]We just got preapproved at our regular bank, but then applied with two other lenders once we wanted to make an offer on a house since the standard contract only has 7 days to apply for alternate financing. We found our bank actually had a higher interest rate and APR than the other two (closing costs similar) AND was the only one charging points, so well definitely go with one of the others. We're still using that preapprovals letter until it expires because it's the only one where we can manually change the house and loan price within our approved amount, though (first and second offers didn't work out). [/quote]
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