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Reply to "Pull back on 401k contributions or take student loans"
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[quote=Anonymous]I have no idea what kind of rate you can get on your student loan right now, but that should certainly be the deciding factor. If I were in your position my tentative plan would be to take out a loan and take the full 20 years to pay it back. I would only deviate from that if the rate is lousy - for me it would be a no brainer to things that way if the rate is sub 4; above 5 and I might pay in cash now; in the middle it could go either way.[/quote]
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