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Reply to "Advice re underfunded college savings & well funded retirement "
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]So you have about 16 months before your first starts school and five years before the second? Stop all retirement saving now and pad that 529 while you can. You may actually get some aid considering your spouse's high medical needs. Then do a cash out refinance or home equity loan to cover the gap.[/quote] Thanks. We are already just contributing the min to get max match, but maybe better to stop completely as you suggest. We will not get any aid, period - the rental kills that possibility. Yes, I’ve tried to get agreement to sell it for many years — spouse disagrees. Also tried to fund 529s - spouse disagreed, wanted to max retirement since we can’t borrow for retirement. [/quote] Now you have enough for retirement. Sell it. [/quote]
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