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Money and Finances
Reply to "Balance transfer for dummies..."
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[quote=Anonymous][quote=Anonymous]As long as you don’t close the old card, your score should stay the same or go up since your are increasing your available credit without adding to your debt. [/quote] +1, part of your credit score is using too much credit. It looks better to have a $5k balance with $5k more available than $5k balance and $0 more available to borrow. Also, through nerdwallet.com I found a credit card through Alliant that had $0/0% balance transfer fees, I did have to open up a saving account with them, with $5 deposit. Not sure if they still do that, this was a couple of years ago. Finally - if your side hustle is an MLM think carefully before committing - almost everyone loses money and friendships on those. Good luck![/quote]
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