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Reply to "Open two 529s for two kids?"
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[quote=Anonymous][quote=Anonymous]Ok but still, what if one child does not pursue any schooling beyond highschool, has a serious illness or adverse event? Do you not worry about being able to access that money for other needs if you had to? I feel like I'm playing an odds game which hopefully turns out fine, but want to be realistic about all possibilities. [/quote] The money actually [i]belongs to you[/i] (the parent / account holder). You can withdraw it and do whatever you want with it, though there is a penalty if you don't spend it on legit educational expenses. You can transfer to another beneficiary, too.[/quote]
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