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[quote=Anonymous]OP, do you work?  If so, how does your income compare to your husband's?  Just wondering if he values paying it off more than you b/c he perhaps feels the "pressure" of knowing he has to bring in the income on a monthly basis.  It may not be totally logical or the best thing to do, but I totally understand not wanting to  have the monkey on his back.

This was our situation and we paid it off.  Free and clear.  Frankly, it worked out in our favor at least this past year b/c the stock market was a loss last year.  So, in addition to paying the interest on the mortgage (had we not paid it off), the money we would have left in the market would have lost value.

Apparently a lot of experts think there will be a recession in the next 2 yrs or so.... which means you may not earn that 6% you would hope to earn in the stock market.

All of that aside, some people really value the mental freedom of not carrying debt.  It works for us even if it is not maximizing our financial balance.  There is still risk to investing.  So, you have to do what you as a couple are most comfortable living with.[/quote]

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