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Reply to "Federal Disability Coverage"
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[quote=Anonymous]I am a fed and I just got an e-mail that disability coverage is having an open season. The prices seem a bit high. We save 15% of our income for retirement so my thinking is that we could always use those funds if one of us became disabled (there are websites that discuss taking money out of a 401(k) if you retire early, which is effectively what this is). We both have about $300K - $400K saved in our respective retirement accounts, so I'm not sure that it's worth paying $13 a pay period to get $1,000 in disability, when we could just take $1,000 a month out of our retirement accounts (at 4% of $300K). Thoughts? Recommendations? TIA![/quote]
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