Reply to Help. Looking for CBT therapist for 12 year old daughter.

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[quote=Anonymous]Please, please consider just going to the out-of-network people listed so you can get the testing. Put it on a credit card and figure out the payment another time. Kaiser definitely won't pay, even if you bring them the results that differ from the initial assessment. We did a full educational neuropsych evaluation for our daughter (two days of testing) for a different diagnosis, and it was enormously helpful just to have the assessment, all the testing norms, and the provider included a list of ways her teachers could help during the school day. The cost then (6 years ago) was close to $2,000 but worth it for assessing next steps. You need to think of the cost as something that you just have to do - like replacing the transmission on your car or fixing the heat on a frigid day. If you have a choice of insurance companies, the next time you have open enrollment, switch to one that has a PPO and out-of-network coverage. It sucks that health plans for which you are paying premiums are so restrictive, but that is how they cover the most people at the lowest cost. We pay more for a PPO plan, and then still pay an absurd amount to go out of network. It's just part of the new reality of health coverage and costs.[/quote]

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